Wolfy,
I think if you stick with it, and continue on your fat loss quest, the muscles you have underneath will be revealed as will that body that no one will want to start a fight with!

Keep going girl!
And for the female bodybuilder part, you have to remember, most of those pictures are of the women when they are in contest shape. Off season, they look just similar to Linda Hamilton in Terminator 2 (Okay maybe a little more muscle than that, but not much!) or Trainer Jillian on Biggest Loser.